At Farmers State Bank, we understand how important your business is to you.  That is why we offer several different loan options, all with flexible terms and competitive interest rates, to help you succeed. When it is time for a business loan, come see us.  All loan decisions made locally and quickly.


Business Real Estate Loans
At Farmers State Bank we know real estate lending.  Whether you need a loan to purchase or refinance an owner or non-owner occupied property, acquire land, develop land, or build, improve or expand, we have several loan options available.

Business Loans
Need new machinery or equipment, a new vehicle, more inventory, financing for a specific project or the purchase of a business, or short-term working capital?  Our Business (Term) Loans may be the answer to your needs.

Operating Lines of Credit
Our Operating Lines of Credit provide you with immediate access to funds to use for day-to-day cash needs such as inventory, unplanned expenses or seasonal cash flow.  Easy access and flexible terms to help you manage your business.

SBAExpress Loans
SBAExpress Loans are guaranteed by the United State Small Business Administration.  These Loans may be available subject to eligibility requirements. Contact one of our experienced lenders for more information.