FDIC-Insured - Backed by the full faith and credit of the U.S. Government
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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All Rates

ProductMinimum Balance to OpenMinimum Balance to Obtain APY*Interest RateAPY*Compound Periods Per Year
Now Account$1,000$1,0000.75%0.75%12
Holiday Club Account$50$1001.00%1.00%2
Passbook Savings Account$100$1001.00%1.00%2
3 Month CD$1,000$1,0004.25%4.32%4
6 Month CD$1,000$1,0004.25%4.29%2
12 Month CD$1,000$1,0004.00%4.04%2
15 Month CD Add-On$1,000$1,0004.00%4.06%4
16 Month CD Bump$1,000$1,0004.00%4.05%6
18 Month CD$1,000$1,0003.80%3.84%2
24 Month CD$1,000$1,0003.80%3.84%2
30 Month CD$1,000$1,0003.80%3.84%2
36 Month CD$1,000$1,0003.80%3.84%2
48 Month CD$1,000$1,0003.70%3.73%2
60 Month CD$1,000$1,0003.70%3.73%2
IRA – 18 Month CD$1,000$1,0004.10%4.14%2
Money Market Account$2,500$1,0001.00%1.00%12
APY* Accurate as of May 16, 2025

*APY – ANNUAL PERCENTAGE YIELD

VARIABLE RATE – RATES MAY CHANGE AFTER ACCOUNT IS OPENED. AT OUR DISCRETION, WE MAY CHANGE THE RATE OF YOUR PASSBOOK SAVINGS, NOW ACCOUNT, AND MONEY MARKET ACCOUNT.

SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL OF CD’S

INTEREST CALCULATED ON AVERAGE DAILY BALANCE

FEES CHARGED MAY REDUCE THE EARNINGS ON THE ACCOUNT

HOLIDAY CLUB ACCOUNT: Maximum balance is limited to $2500.00; early withdrawal results in account closure; one account per household

PLEASE FEEL FREE TO ASK US FOR MORE INFORMATION REGARDING APPLICABLE FEES AND TERMS.