Books & Bucks Checking Account Quick Facts
| Minimum Balance to Open | $5 |
| Gift Card Perk | New customers will receive a $10 Amazon gift card for opening an account. |
| Cash for Good Grades | Receive $25 cash each semester for good grades. Must have a GPA of 3.5 or higher and provide a copy of your transcript to request payment. |
| Minimum Balance to Obtain APY* | $0 |
| Interest Rate | 0% |
| APY* | 0% |
| Compound Periods Per Year | 0 |
| Interest Paid | This account does not pay interest. |
| Transaction Limits | None |
| Monthly Fee | $0 |
| Statement Frequency | Monthly when you have account activity. |
| Electronic Statements | Electronic statements are required for students ages 13 to 18. |
*Annual Percentage Yield. Accurate as of September 15, 2021
Account Features
Account Details
-
Age requirement
You must be a current student between the ages of 12 and 18.
-
Guarantee authorization
A parent/guardian must sign a guarantee authorization for your debit card if you're under 18.
-
Automatic account change
When you become 19 years of age, the Books & Bucks Checking Account will automatically become a Free Checking Account.
-
Other features
No Farmers State Bank ATM surcharges. Free checks, free debit card, and free debit card replacements (hot status fees may still apply).