Books & Bucks Checking Account Quick Facts
| Minimum Balance to Open | $5 |
| Gift Card Perk | Customers will receive a $10 Amazon gift card for opening an account. Limit one per customer. |
| Cash for Good Grades | Receive $25 cash each semester by having a GPA of 3.5 or higher. To request payment, students must provide a copy of their first semester report card no later than March 15 and a copy of their second semester report card no later than July 15. Account must be open during the semester to get the reward. |
| Minimum Balance to Obtain APY* | $0 |
| Interest Rate | 0% |
| APY* | 0% |
| Compound Periods Per Year | 0 |
| Interest Paid | This account does not pay interest. |
| Transaction Limits | None |
| Monthly Fee | $0 |
| Statement Frequency | Monthly when you have account activity. |
| Electronic Statements | Electronic statements are required for students ages 13 to 18. |
*Annual Percentage Yield. Accurate as of June 20, 2023
Account Features
Account Details
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Age requirement
You must be a current student between the ages of 12 and 18.
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Indemnification agreement
A parent/guardian must sign an indemnification agreement for your debit card if you're under the age of 18.
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Automatic account change
When you become 19 years of age, the Books & Bucks Checking Account will automatically become a Free Checking Account.
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Other features
No Farmers State Bank ATM surcharges. Free checks, free debit card, and free debit card replacements.
