Bank with farmers Wallet Watch
Bank With Farmers Wallet Watch allows you to protect your debit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the app to your iPhone or Android smartphone, then customize your alert preferences and usage settings to monitor and manage your cards.
Alerts Ensure Safe, Secure Card Usage
Alerts for PIN and signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity. Wallet Watch can send an alert when a card is used or when a card transaction has been attempted but is declined – and additional customizable alert options are available. Alerts are sent in real-time, immediately after a transaction has taken place.
Location-Based Alerts and Controls
The My Location control can restrict transactions to merchants located within a certain range of your location (using your phone’s GPS); transactions requested outside of the specified range can be declined. The My Region control uses city, state, country or zip code on an expandable interactive map; transactions requested by merchants outside of a specific region can be declined.
Usage Alerts and Controls
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories, such as gas stations, department stores, restaurants, entertainment, travel, and groceries. And your transactions can also be monitored for specific transaction types, such as in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.
Card Lock/Unlock Setting
When the card is unlocked, transactions are allowed in accordance with your usage settings. When the card is locked, all transactions, except for recurring payments, will be denied until the card is unlocked. This control can be used to disable a lost or stolen debit card, control spending, or prevent fraudulent activity in the case of a data breach.
Wallet Watch also lets you conduct card-related mobile transactions wherever you are, any time of the day. Wallet Watch also offers single sign-on capabilities with your current mobile app.
Supported Transactions Include
- Real-time balance inquiries
- Locating ATMs
- You can receive alerts to monitor transactions and protect your accounts
- You can actively manage your money and take charge of your card usage
- Parents can remotely control and monitor their children’s spending
- Businesses can ensure spending policy compliance
Download Our Wallet Watch App
Premium Text Notifications
Our text alert service allows you to instantly keep tabs on suspicious card activity. At Farmers State Bank, we want to make sure that using your debit card is always as safe and convenient as possible. That’s why we use text alerts as part of our ongoing fraud monitoring program.
Watch the video to learn how the text fraud alerts process works
With Farmers State Bank’s fraud monitoring, keeping your card safe is as easy as sending a text.
How It Works
With text fraud alerts, if our system detects suspicious activity on your card, you’ll receive a text message with details about the suspected transaction. All you have to do is respond to the text to confirm the transaction.
If you indicate the transaction is fraud, you’ll receive another message with a number to call for follow-up. If not, you’re all set. The system will mark the transaction as legitimate and you can get on with your day – simple as that.
If we have your mobile phone number on file, you don’t have to do anything. It’s really that easy. If there is suspicious activity, we’ll send a text alert right away.
If you need to verify or update your mobile phone number, give us a call at 785.457.3316.
Download Our Mobile Banking App
Purchasing has never been easier now that you can use Apple Pay®, Google Pay™, or Samsung Pay® with your debit card to pay quickly, conveniently, and securely at checkout in stores, online, and for in-app purchases. Your card number is never exposed to merchants, keeping your transactions safe at all times.