Product Minimum Balance to Open Minimum Balance to Obtain APY* Interest Rate APY* Compound Periods Per Year
Free Checking $100 $0 0% 0% 0
Now Account $1,000 $1,000 0.15% 0.15% 12
Holiday Club $50 $100 0.50% 0.50% 2
Passbook Savings $100 $100 0.40% 0.40% 2
3 Month CD $1,000 $1,000 1.85% 1.86% 4
6 Month CD $1,000 $1,000 2.00% 2.01% 2
12 Month CD $1,000 $1,000 2.50% 2.52% 2
15 Month CD Add-On $1,000 $1,000 2.55% 2.57% 4
16 Month CD Bump $1,000 $1,000 2.55% 2.57% 6
18 Month CD $1,000 $1,000 2.55% 2.56% 2
24 Month CD $1,000 $1,000 2.60% 2.61% 2
30 Month CD $1,000 $1,000 2.65% 2.66% 2
36 Month CD $1,000 $1,000 2.75% 2.77% 2
48 Month CD $1,000 $1,000 3.00% 3.02% 2
60 Month CD $1,000 $1,000 3.25% 3.27% 2
IRA – 18 Month CD $1,000 $1,000 2.14%** 2.15%** 2
Money Market Account $2,500 $1,000 0.50% 0.50% 12
Consumer Treasury Index $25k $25,000 $25,000 1.87% 1.89% 12
Consumer Treasury Index $100k $25,000 $100,000 2.07% 2.09% 12
Commercial Checking $100 $0 0% N/A N/A
APY* Accurate as of December 11, 2018

 

SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL OF CD’S

INTEREST CALCULATED ON AVERAGE DAILY BALANCE

*APY-ANNUAL PERCENTAGE YIELD

** VARIABLE RATE. RATES MAY CHANGE AFTER ACCOUNT IS OPENED

FEES CHARGED MAY REDUCE THE EARNINGS ON THE ACCOUNT.

PLEASE FEEL FREE TO ASK US FOR MORE INFORMATION.

HOLIDAY CLUB ACCOUNT: maximum balance is limited to $2500.00; early withdrawal results in account closure; one account per household.