Product Minimum Balance to Open Minimum Balance to Obtain APY* Interest Rate APY* Compound Periods Per Year
Free Checking Account $100 $0 0% 0% 0
Now Account $1,000 $1,000 0.75% 0.75% 12
Holiday Club Account $50 $100 1.00% 1.00% 2
Passbook Savings Account $100 $100 1.00% 1.00% 2
3 Month CD $1,000 $1,000 4.25% 4.32% 4
6 Month CD $1,000 $1,000 4.25% 4.29% 2
12 Month CD $1,000 $1,000 4.25% 4.29% 2
15 Month CD Add-On $1,000 $1,000 4.25% 4.31% 4
16 Month CD Bump $1,000 $1,000 4.25% 4.30% 6
18 Month CD $1,000 $1,000 4.10% 4.13% 2
24 Month CD $1,000 $1,000 4.10% 4.14% 2
30 Month CD $1,000 $1,000 4.10% 4.14% 2
36 Month CD $1,000 $1,000 4.10% 4.14% 2
48 Month CD $1,000 $1,000 4.10% 4.14% 2
60 Month CD $1,000 $1,000 4.10% 4.14% 2
IRA – 18 Month CD $1,000 $1,000 3.85% 3.88% 2
Money Market Account $2,500 $1,000 1.00% 1.00% 12
Commercial Checking Account $100 $0 0% N/A N/A
Books & Bucks Checking Account $5 Customers will receive a $10 Amazon gift card for opening an account. Limit one per customer. Receive $25 cash each semester by having a GPA of 3.5 or higher. To request payment, students must provide a copy of their first semester report card no later than March 15 and a copy of their second semester report card no later than July 15. Account must be open during the semester to get the reward. $0 0%
APY* Accurate as of October 11, 2023

*APY-ANNUAL PERCENTAGE YIELD

**VARIABLE RATE – RATES MAY CHANGE AFTER ACCOUNT IS OPENED

AT OUR DISCRETION, WE MAY CHANGE THE RATE OF YOUR PASSBOOK SAVINGS, NOW, AND MONEY MARKET.

SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL OF CD’S

INTEREST CALCULATED ON AVERAGE DAILY BALANCE

FEES CHARGED MAY REDUCE THE EARNINGS ON THE ACCOUNT

HOLIDAY CLUB ACCOUNT: maximum balance is limited to $2500.00; early withdrawal results in account closure; one account per household

PLEASE FEEL FREE TO ASK US FOR MORE INFORMATION REGARDING APPLICABLE FEES AND TERMS.