At Farmers State Bank, we understand how important your business is to you.  That’s why we offer several different loan options, all with flexible terms and competitive interest rates, to help you succeed. 

Business Real Estate Loans
At Farmers State Bank, we know real estate lending.  Whether you need a loan to purchase or refinance an owner or non-owner occupied property, acquire land, develop land, or build, improve or expand, we have several loan options available.

Business Loans
Need new machinery or equipment, a new vehicle, more inventory, financing for a specific project or the purchase of a business, or short-term working capital?  Our business (term) loans may be the answer to your needs.

Operating Lines of Credit
Our operating lines of credit provide you with immediate access to funds to use for day-to-day cash needs such as inventory, unplanned expenses or seasonal cash flow.  Flexible terms are available.

SBAExpress Loans
SBAExpress loans are guaranteed by the United State Small Business Administration.  These loans may be available subject to eligibility requirements. Contact one of our experienced lenders for more information.